Corporate
Renovation and Interior Design Office
Renovation and interior design offices and sales department of the property company Capital Group in Moscow.
Located in downtown Moscow, Capital Group is a real estate company with 17 years of experience.
In connection with the construction of new offices, the architect Massimo Iowa Ghana has designed work spaces fully contributing to the implementation of a complex and elegant luxury.
This project involved the renovation of two floors of the Capital Group, respectively the 16th and 17th, which develop an area of 1400 square meters and that the plans represent the most valuable real estate company.
One of the main themes on which the project took shape was the need to differentiate each environment in relation to the function that would house. An attempt was, therefore, to finalize the selection of individual parts to create unique environments and typically diversified, by maintaining a consistent conceptual line. Therefore, research materials, the study of the floors and ceilings, the choice of furniture have helped to characterize and personalize your own
spaces.
Currently, the 16th floor is divided into two areas: Business and Premium, respectively, representing the two divisions of the Company Capital Real Estate Group. The two areas differ in color and material, but the design coherence is maintained through smooth flowing lines which are also found in other environments. The wealth of materials and quality of finish is its highest expression on the 17th floor where they were made members’ offices Capital Group with some meeting rooms.
In this case, the various rooms were embellished with a detailed design of spaces and furnishings that make the workplace warmer and welcoming, enriched by the important collection of works of art in society.
Multinational Company specializing in Entertainment and Mobile Internet services
Buongiorno Spa, a multinational company specializing in entertainment and mobile internet services, has signed an agreement with the company Carats (Group ICBP), a leader in the credit card market, to launch a new set of payment services including TPV or virtual payment gateway, electronic purse systems (as Spay) and mobile payment solution that manages linked to your Buongiorno.
The goal of both companies is to take the lead in the European market as operators of multichannel payment services. At first, this initiative will be available only in Italy, but soon will expand to other countries such as Spain, France and Germany.
Buongiorno and CartaSi provide businesses the opportunity to offer their digital products, whether online games, online subscriptions to newspapers, electronic books, exclusive access to restricted web pages and digital content (like music or video) – via a window in your browser. From here,
Consumers can pay using credit cards accepted for online payment points, electronic wallets and even their own phone, either from a PC or mobile Internet.
This latest mobile payment system, which is responsible Buongiorno in collaboration with mobile operators, the marketing and payment of digital goods offered by merchants chosen by both companies without the consumer must have a credit card or prepaid. Service is expected to be launched in late 2010.
Carats offered an extension of your POS or online payment gateway, which used some 12,000 e-commerce sites, along with new enhancements to its e-wallet service (SiPay). Spay is an online payment system is open to everyone, even those who do not have Carats card. Allows users to make and receive payments in real time and safely.
The synergies between the skills developed in their respective markets and both companies allow Carats Buongiorno and contribute to the development of electronic commerce through innovative and competitive solution.
According to the CMT, e-commerce in Spain maintained a steady growth. In the first quarter of 2010, there were more than 23 million transactions worth almost 1,670 million Euros, 34.8% more than the same period last year.
“We are pleased to announce this partnership with Carats. Allow consumers who do not use credit cards to purchase digital goods via the Internet using an innovative method of payment through a familiar tool and extended use as mobile phone, “said Fernando Gonzalez Mesons, responsible for Buongiorno B2C business.
How to Survive the Economic Crisis
Tips to keep your business to survive:
1. Caring for your work. Not only implies having the right attitude to go to work every day, but try to take care of business continuity. Be more efficient, not waste time on the Internet. Do their work for excellence.
2. Lower your expenses. It is important to review their personal expenses and seek to tighten their belts. Try not to spend on things other than necessities.
3. Save as much as possible. This becomes even more important because of the uncertainty that currently exists.
4. Keep your money in the bank. As much as you hear that banks are breaking into the world, it is very unlikely. It is important to understand that their savings in banks are insured by the federal government. Having your money under the mattress, with a friend or savings will not necessarily give this guarantee.
5. Download the most of their debt, especially debt with variable interest rate, which is not fixed. I mean credit cards and personal loans. Interest rates will rise. The faster they can pay these funds more effectively. NO pay only the minimum that shows the statement.
6. Discuss the interest rate they are paying for their debts. If you need support to consult with people who can properly advise you on your finances.
7. Understand the difference between using a credit card debt with a credit card. The first case is one that uses your card and pay full each month. The second case is that you use credit given by the bank or department store. The first is no problem because there is no additional cost. The second pays interest because it fails to pay in full each month credit.
8. Credit cards and store cards are a huge temptation. Do not take new and if they can cancel some do it. In the future, may re-draw cards again.
9. In this time of crisis, for fixed-rate mortgages (if they pay the same monthly fee until the end of loan) is best not to advance payments but save money. NOT mean you stop paying on time their homes. It is your most important asset.
10. DO NOT buy the offers of “months without interest.” I am concerned about this form of marketing that many stores use to sell more. As the person does not miss in your pocket at the time, was inclined to buy. However, the only way not to pay interest is that each month you pay the total charge that put you in the credit card. Few people do it and the banks and earn lots of money by charging interest. If you do not metalizing that buying this way is equivalent to your salary will be reduced in those months in the amount you pay a monthly fee, you pay less than the monthly fee and will cost them to pay many interests.
11. be careful with the loans to others. It is very common for someone close to them borrow money. If you get to do ask for some collateral (the car bill, etc.)…
This person can be financially drowning and you can take them if they have a lot of caution.
12. Stay healthy. Diseases cost money. Put on a diet, lose weight, exercise, then download the cigar then download the old alcohol and charged.
13. Discuss this with your family. It is important that their partners and children to understand.
It is uncertain how long wills this global crisis. People I’ve talked extensively commented that at least 6 months but can last up to 2 years. The important thing is to understand why he and learn the lesson. Do not get carried away
alarmist people, from journalists to people nearby. So I invested time in these release champaks Sarniento.
It is your right to be informed. Again, the aim of this issue is not to alarm, to inform. Not the end of the world but if the world will affect us. All this is based on my experience and long talks with experts in the field. We must act on a personal level to ensure the continuity of our source of livelihood.
Debit Cards for Accelerating Process Magnetic Stripe to Chip Replacement
Mexican banks began replacing debit cards to advance the process of replacing the magnetic stripe to chip.
Most institutions urging you to your customers to come to your branch to make the exchange of plastic, otherwise it will stop working.
The measure aims to minimize the cloning and fraud with this method of payment. Replacement is no cost to the cardholder.
For months, there were massive cloning in some regions, especially with debit cards, most have plastic magnetic stripe technology.
The Banks Association of Mexico (ABM) estimated that during 2009, credit card fraud, debit and other payment amounted to $ 60 million.
The Bank of Mexico explained that the end of June, there were 67 million debit cards 833,000, of these are used 35 million in the quarter, ie, less than half was kept in the drawer.
In accordance with recent amendments to the Unified banks that issued the National Banking and Securities Commission (NBSC), within three years, the institutions that do not migrate to the chip, have the obligation to absorb the breakdown to a fraud pay transactions not recognize the client within 48 hours.
The chip will also be used as an authentication factor for plastics that are used in POS terminals and ATMs.
Another of the agreements reached is that the institutions are obliged to migrate to chip readers at terminals in a year and a half.
Must also provide a migration plan for cash, within 6 months shall run from 1 September 2011 for high-risk equipment and in September 2013 for medium-risk and in 2014, for which are classified as low risk.
The ABM noted that this measure seeks to optimize the solution of problems and the proper operation of the chip technology between institutions.
The times for the replacement shall be determined by each institution. For example, BBVA Bancomer began notifying their customers. The institution said that the new card PIN is the same, but any number can be made at ATMs.
Multinational Company specializing in Entertainment and Mobile Internet services
Buongiorno Spa, a multinational company specializing in entertainment and mobile internet services, has signed an agreement with the company Carats (Group ICBP), a leader in the credit card market, to launch a new set of payment services including TPV or virtual payment gateway, electronic purse systems (as Spay) and mobile payment solution that manages linked to your Buongiorno.
The goal of both companies is to take the lead in the European market as operators of multichannel payment services. At first, this initiative will be available only in Italy, but soon will expand to other countries such as Spain, France and Germany.
Buongiorno and CartaSi provide businesses the opportunity to offer their digital products, whether online games, online subscriptions to newspapers, electronic books, exclusive access to restricted web pages and digital content (like music or video) – via a window in your browser. From here,
Consumers can pay using credit cards accepted for online payment points, electronic wallets and even their own phone, either from a PC or mobile Internet.
This latest mobile payment system, which is responsible Buongiorno in collaboration with mobile operators, the marketing and payment of digital goods offered by merchants chosen by both companies without the consumer must have a credit card or prepaid. Service is expected to be launched in late 2010.
Carats offered an extension of your POS or online payment gateway, which used some 12,000 e-commerce sites, along with new enhancements to its e-wallet service (SiPay). Spay is an online payment system is open to everyone, even those who do not have Carats card. Allows users to make and receive payments in real time and safely.
The synergies between the skills developed in their respective markets and both companies allow Carats Buongiorno and contribute to the development of electronic commerce through innovative and competitive solution.
According to the CMT, e-commerce in Spain maintained a steady growth. In the first quarter of 2010, there were more than 23 million transactions worth almost 1,670 million Euros, 34.8% more than the same period last year.
“We are pleased to announce this partnership with Carats. Allow consumers who do not use credit cards to purchase digital goods via the Internet using an innovative method of payment through a familiar tool and extended use as mobile phone, “said Fernando Gonzalez Mesons, responsible for Buongiorno B2C business.